UMOB: How to Access Your Account Statements and Transactions Anytime, Anywhere
What is UMOB and How Does It Work?
Have you ever wanted to use your mobile money account without revealing your phone number? Have you ever wished for a convenient and secure way to make transactions online and offline? If you answered yes to any of these questions, then you might want to check out UMOB, a universal mobile payment solution that allows you to do all that and more. In this article, we will explain what UMOB is, what are its benefits, and how to use it.
umob
Introduction
What is UMOB?
UMOB is an electronic wallet provided by UBC, a leading bank in Africa. It is linked to one or more of your bank accounts, and it allows you to make transactions 24/7 directly from your mobile phone. UMOB works like PayPal, but for mobile money. It hides your phone number and protects your privacy when you make payments on commercial websites or other platforms. You can also use UMOB to transfer money to other UMOB users, withdraw cash from ATMs without a card, pay bills, and shop online .
What are the benefits of UMOB?
UMOB offers many advantages over traditional mobile money services. Some of them are:
It is fast and easy to use. You only need your email address and password to access your wallet and make transactions.
It is secure and reliable. UMOB uses encryption and authentication technologies to protect your data and funds. You can also set up a PIN code or biometric verification for extra security.
It is flexible and convenient. You can link multiple mobile numbers and bank accounts to your wallet, and choose the best option for each transaction. You can also manage your wallet online or through the UMOB app.
It is cost-effective and transparent. UMOB charges low fees for transactions, and displays them clearly before you confirm. You can also view your transaction history and balance anytime.
It is universal and compatible. You can use UMOB with any mobile network operator or bank in Africa, and with any website or platform that accepts UMOB as a payment method.
How to use UMOB
How to create an account
To start using UMOB, you need to create an account first. You can do this online or through the app. Here are the steps:
Go to .
Click on "Sign up" or "Register".
Enter your email address, password, name, country, and phone number.
Verify your email address by clicking on the link sent to you.
Congratulations! You have created your UMOB account.
How to link your mobile number and bank account
To make transactions with UMOB, you need to link your mobile number and bank account to your wallet. You can do this online or through the app. Here are the steps:
Login to your UMOB account.
Go to "Settings" or "Profile".
Select "Mobile Numbers" or "Bank Accounts".
Add a new mobile number or bank account by entering the required details.
Verify your mobile number by entering the code sent to you via SMS.Verify your bank account by entering the code sent to you via email.
Repeat the process for each mobile number or bank account you want to link.
How to make payments with UMOB
Once you have linked your mobile number and bank account, you can start making payments with UMOB. You can do this online or through the app. Here are some examples of how to use UMOB for different types of transactions:
Wallet to wallet transfers
If you want to send money to another UMOB user, you can do it easily and securely with wallet to wallet transfers. Here are the steps:
U.MOB Portal, a universal mobile payment service that allows users to pay with their smartphones[^1^]
U Mobile, a Malaysian mobile network operator that offers 5G devices and plans[^2^]
UMOB, an electronic wallet app provided by UBC, a bank in Madagascar[^3^]
umob portal login
umob portal register
umob portal customer service
umob portal fees
umob portal review
u mobile 5g devices
u mobile 5g plans
u mobile 5g coverage
u mobile 5g promotion
u mobile 5g speed test
umob app download
umob app features
umob app security
umob app support
umob app tutorial
umob universal mobile payment
umob mobile payment solution
umob mobile payment benefits
umob mobile payment challenges
umob mobile payment comparison
u mobile devices samsung
u mobile devices apple
u mobile devices oppo
u mobile devices vivo
u mobile devices honor
umob wallet balance check
umob wallet transfer
umob wallet cardless withdrawal
umob wallet bill payment
umob wallet top up
umob portal vs app
umob portal vs other mobile payment services
umob portal vs bank account
umob portal vs credit card
umob portal vs paypal
u mobile 5g vs other telcos
u mobile 5g vs 4g
u mobile 5g vs wifi
u mobile 5g vs fibre broadband
u mobile 5g vs satellite internet
Login to your UMOB account.
Go to "Send Money" or "Transfer".
Enter the recipient's email address or phone number.
Enter the amount and currency you want to send.
Select the source of funds from your linked mobile numbers or bank accounts.
Confirm the transaction by entering your PIN code or biometric verification.
The recipient will receive a notification and the money will be credited to their UMOB wallet.
Cardless withdrawals
If you want to withdraw cash from an ATM without using a card, you can do it conveniently and safely with cardless withdrawals. Here are the steps:
Login to your UMOB account.
Go to "Withdraw Money" or "Cash Out".
Select the ATM network you want to use from the list of available options.
Enter the amount and currency you want to withdraw.
Select the source of funds from your linked mobile numbers or bank accounts.
Confirm the transaction by entering your PIN code or biometric verification.
You will receive a code via SMS or email that you can use at any ATM of the selected network within 24 hours.
At the ATM, select "Cardless Withdrawal" or "UMOB Cash Out".
Enter the code and the amount you requested.
The ATM will dispense the cash and a receipt.
Bill payments
If you want to pay your bills online or offline, you can do it quickly and easily with bill payments. Here are the steps:
Login to your UMOB account.
Go to "Pay Bills" or "Services".
Select the category and provider of the bill you want to pay from the list of available options.
Enter the bill details such as account number, reference number, amount, etc.
Select the source of funds from your linked mobile numbers or bank accounts.
Confirm the transaction by entering your PIN code or biometric verification.
You will receive a confirmation and a receipt via SMS or email.
Online shopping
If you want to shop online, you can do it securely and conveniently with online shopping. Here are the steps:
Login to your UMOB account.
Go to any website or platform that accepts UMOB as a payment method.
Select the products or services you want to buy and add them to your cart.
Proceed to checkout and select UMOB as your payment option.
You will be redirected to a secure UMOB page where you can review your order details and select the source of funds from your linked mobile numbers or bank accounts.
Confirm the transaction by entering your PIN code or biometric verification.
You will be redirected back to the website or platform where you can complete your purchase and receive a confirmation and a receipt via SMS or email.
Conclusion
Summary of the main points
In conclusion, UMOB is a universal mobile payment solution that allows you to make transactions 24/7 directly from your mobile phone. It is fast, easy, secure, flexible, convenient, cost-effective, transparent, universal, and compatible. You can use UMOB to transfer money to other UMOB users, withdraw cash from ATMs without a card, pay bills, and shop online. All you need is an email address, a password, a mobile number, and a bank account. You can create an account online or through the app, link multiple mobile numbers and bank accounts to your wallet, and choose the best option for each transaction. You can also manage your wallet online or through the app, view your transaction history and balance anytime, and set up a PIN code Verify your bank account by entering the code sent to you via email.
Repeat the process for each mobile number or bank account you want to link.
How to make payments with UMOB
Once you have linked your mobile number and bank account, you can start making payments with UMOB. You can do this online or through the app. Here are some examples of how to use UMOB for different types of transactions:
Wallet to wallet transfers
If you want to send money to another UMOB user, you can do it easily with a wallet to wallet transfer. Here are the steps:
Login to your UMOB account.
Go to "Send Money" or "Transfer".
Select "UMOB Wallet" as the recipient type.
Enter the recipient's email address or phone number, and the amount you want to send.
Choose the source of funds from your linked mobile numbers or bank accounts.
Confirm the transaction by entering your PIN code or biometric verification.
The recipient will