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UMOB: How to Access Your Account Statements and Transactions Anytime, Anywhere

What is UMOB and How Does It Work?

Have you ever wanted to use your mobile money account without revealing your phone number? Have you ever wished for a convenient and secure way to make transactions online and offline? If you answered yes to any of these questions, then you might want to check out UMOB, a universal mobile payment solution that allows you to do all that and more. In this article, we will explain what UMOB is, what are its benefits, and how to use it.



What is UMOB?

UMOB is an electronic wallet provided by UBC, a leading bank in Africa. It is linked to one or more of your bank accounts, and it allows you to make transactions 24/7 directly from your mobile phone. UMOB works like PayPal, but for mobile money. It hides your phone number and protects your privacy when you make payments on commercial websites or other platforms. You can also use UMOB to transfer money to other UMOB users, withdraw cash from ATMs without a card, pay bills, and shop online .

What are the benefits of UMOB?

UMOB offers many advantages over traditional mobile money services. Some of them are:

  • It is fast and easy to use. You only need your email address and password to access your wallet and make transactions.

  • It is secure and reliable. UMOB uses encryption and authentication technologies to protect your data and funds. You can also set up a PIN code or biometric verification for extra security.

  • It is flexible and convenient. You can link multiple mobile numbers and bank accounts to your wallet, and choose the best option for each transaction. You can also manage your wallet online or through the UMOB app.

  • It is cost-effective and transparent. UMOB charges low fees for transactions, and displays them clearly before you confirm. You can also view your transaction history and balance anytime.

  • It is universal and compatible. You can use UMOB with any mobile network operator or bank in Africa, and with any website or platform that accepts UMOB as a payment method.

How to use UMOB

How to create an account

To start using UMOB, you need to create an account first. You can do this online or through the app. Here are the steps:

  • Go to .

  • Click on "Sign up" or "Register".

  • Enter your email address, password, name, country, and phone number.

  • Verify your email address by clicking on the link sent to you.

  • Congratulations! You have created your UMOB account.

How to link your mobile number and bank account

To make transactions with UMOB, you need to link your mobile number and bank account to your wallet. You can do this online or through the app. Here are the steps:

  • Login to your UMOB account.

  • Go to "Settings" or "Profile".

  • Select "Mobile Numbers" or "Bank Accounts".

  • Add a new mobile number or bank account by entering the required details.

  • Verify your mobile number by entering the code sent to you via SMS.Verify your bank account by entering the code sent to you via email.

  • Repeat the process for each mobile number or bank account you want to link.

How to make payments with UMOB

Once you have linked your mobile number and bank account, you can start making payments with UMOB. You can do this online or through the app. Here are some examples of how to use UMOB for different types of transactions:

Wallet to wallet transfers

If you want to send money to another UMOB user, you can do it easily and securely with wallet to wallet transfers. Here are the steps:

U.MOB Portal, a universal mobile payment service that allows users to pay with their smartphones[^1^]

U Mobile, a Malaysian mobile network operator that offers 5G devices and plans[^2^]

UMOB, an electronic wallet app provided by UBC, a bank in Madagascar[^3^]

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